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SugaPay is the sweetest way to conduct small and medium sized business and commerce in Antigua & Barbuda and the wider Caribbean region. It is the newest electronic financial transaction (EFT) solution designed to address the demands for transacting and capturing payments within SME and emerging markets in a secure and cost-efficient manner.  What’s really sweet is that any and every one, (certain conditions will apply), can participate in this convenient and exciting service. Our safe and secure approach to commerce allows cardholders to replace the risk of carrying cash just to make purchases at the gas station, pay the bus or taxi driver, buy snacks from the tray lady or the bar on the corner… the options are countless. For those merchants and vendors who want to accept payments via the card, we also have you covered. Using the first and only mobile device enabled card acceptance unit in the region, the SugarCUBE, authorized merchants can accept SugaPay cards (and other card payments1) from a mobile device (phone or tablet) initially available for Android based devices with applications for IOS and Blackberry following. Participating banks may also allow their existing ATM and POS terminals to accept SugaPay cards.